We Lease Your House From You

Key Takeaways

You keep the title to your property while receiving monthly lease payments from us
We find and manage our own tenant, handling all repairs and day-to-day maintenance
No closing costs, no commissions, no transfer of ownership until you are ready
Ideal for owners who need payment relief but are not comfortable selling outright
We include an option to purchase the property at a later date on agreed terms

If you own a home you can not or do not want to sell right now, a lease-option with Focus Estate Management lets you keep your property while we handle everything. We lease your house, find a qualified tenant, manage the property, and make your lease payments on time. You stay on the title and we take the option to buy later when it makes sense for both of us.

This is one of several solutions we offer to Washington homeowners in Thurston, Lewis, Pierce, and Mason counties. It works especially well when selling would cost you more than it is worth, or when you simply want someone else to deal with the headaches of property management.

How Does a Lease-Option Work?

Here is how the process works step by step:

We evaluate your property and determine if a lease-option is the right fit for your situation
We sign a lease agreement where Focus Estate Management leases your property for an agreed monthly amount and term
We find and place our own tenant in the property. This is not subletting. We take on full management responsibility
We handle all repairs, maintenance, and tenant issues for the duration of the lease
You receive your monthly lease payment on time, every time, without dealing with tenants or maintenance calls
At the end of the term, we exercise the option to purchase your property at the pre-agreed price, or the lease concludes per the agreement

Who Is a Lease-Option Best For?

A lease-option arrangement works well for homeowners who:

Are uncomfortable transferring title right now but need financial relief from the property
Owe more than the home is worth or have little equity, making a traditional sale impractical
Are tired of being a landlord but do not want to sell at a loss
Are relocating and cannot manage the property from another city or state
Have a home that needs work and cannot afford repairs to sell traditionally
Want passive income without the hassle of tenant management, repairs, or maintenance

What Makes This Different From Renting to a Tenant Yourself?

When you rent your home to a tenant yourself, you are responsible for everything: finding tenants, screening them, collecting rent, handling midnight repair calls, dealing with evictions if things go wrong, and navigating Washington’s landlord-tenant laws.

With our lease-option arrangement, you have one relationship: with Focus Estate Management. We are your tenant on paper, and we handle everything else. We find our own occupant, manage the property professionally, and make sure your lease payment arrives on schedule. You get the income without the work.

How Does This Compare to Other Options?

Option	Title Transfer	Your Costs	Timeline	Best For
Lease-Option (Us)	Not until you choose	None	Starts immediately	Owners who want income without hassle
Cash Sale	Yes, at closing	None	7-14 days	Owners who want a clean break fast
Traditional Sale	Yes, at closing	7-9% (commissions, closing costs)	60-120+ days	Owners with equity in a strong market
Self-Managing Rental	No	Repairs, vacancies, management time	Ongoing	Owners who enjoy property management

What Happens to My Mortgage?

If you still have a mortgage, you continue to make your mortgage payments from the lease income we provide. In many cases, the lease payment covers or exceeds your mortgage, giving you cash flow relief. If your situation involves difficulty making payments, we can also discuss a subject-to arrangement where we take over the mortgage payments directly.

What Areas Do You Cover?

Focus Estate Management operates throughout the South Sound region of Washington State, including all of Thurston County (Olympia, Lacey, Tumwater, Yelm, Tenino, Rainier, Rochester), Lewis County (Centralia, Chehalis, Morton, Toledo, Winlock), parts of Pierce County (Puyallup, Graham, Spanaway, Eatonville, Roy, McKenna, Orting), and Shelton in Mason County.

Frequently Asked Questions

Do I still own the house during the lease?

Yes. You remain on the title and the deed stays in your name throughout the lease period. Ownership only transfers if and when we exercise the purchase option and go through a formal closing.

Who pays for repairs and maintenance?

We do. As the lessee managing the property, we take on responsibility for all repairs, maintenance, and tenant-related issues. You do not receive calls about broken water heaters or leaky faucets.

What if the tenant damages the property?

That is our responsibility to handle. We screen our tenants carefully, collect security deposits, and manage any damage claims. You are not involved in the tenant relationship at all.

Can I still sell the property to someone else during the lease?

The lease-option agreement gives us the right to purchase the property at the agreed price during the option period. If you need to sell to a third party, we would need to work that out together based on the terms of our agreement.

How long is the typical lease term?

Lease terms vary based on the property and situation, but they typically range from 2 to 5 years. We work with you to find a term that makes sense for your goals.

What if I change my mind and want to sell for cash instead?

We are flexible. If your situation changes and you decide you want a cash sale, talk to us. We can often restructure the arrangement to meet your new needs.

Is there any cost to me?

No. There are no commissions, no closing costs, and no fees to enter into a lease-option with us. Our profit comes from managing the property effectively over time.

Ready to explore a lease-option for your property?
Call us at (253) 733-0007 or submit your property details for a no-obligation conversation about your options.